Debt Consolidation VS Debt Settlement

Debt Consolidation - the process of managing debt is simplified into one affordable, convenient low interest payment saving consumers thousands by reducing interest rates and the number of monthly payments by up to 75%.


Debt Settlement (DNS)- The experienced negotiators at Debt Options arranges with creditors for consumers to pay a fraction of what is owed to them. These affordable monthly payments can settle the account for 30-60% less than the balance owed.

Consolidate My Debt

Consolidating debt is a process where all your payments are simplified into one convenient lower monthly payment that you can afford. This method of debt management satisfies all of your unsecured debt obligation and other living expenses. with Consolidate My Debt you can consolidate credit card debt, retail store cards, medical bills, personal loans and other unsecured debt.



Can I Consolidate My Debt or Can I Negotiate Credit Card Debt Reduction?


Yes, you can negotiate a reduction with your credit card issuers or you can work with a credit counseling service which can do the negotiation for you. Either way, it is important to know what to expect and to make the commitment to pay off the debt. If you have several debts that need settled, you may want to consider having a debt consolidation company do it for you. They can set it up where you make monthly payments and they will do all the negotiating with your lenders. For some, this will be the easier and less stressful than dealing directly with the lender.